Monday Forum: February 4, 2019

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1,821 Responses to Monday Forum: February 4, 2019

  1. JC

    Confused Old Misfit
    #2925233, posted on February 4, 2019 at 5:52 pm

    Consumers often dealt with financial entities through intermediaries – in many cases, consumers may have thought the intermediaries were acting on their behalf, but often they were being paid by the financial institutions – therefore, a clear conflict

    None of the pricks in the financial business are to be trusted.
    Bankers & lawyers – hang ’em high!

    Oh, why is that a conflict? Who, with an IQ higher than a retarded mongoose, wouldn’t know the person on the other side of the desk peddling crap wants to be paid a commish in some way? Like, you really needed Hayne to tell you?

  2. Confused Old Misfit

    I bet there would not be much interest in a women’s team doing this stuff.

    There is a women’s “Lingerie League”
    The girls wear helmets & padding.
    Not much else.

  3. calli

    I’ve been off the air for several hours due to electrickery management rationing. I trust my share went to keep the Tomago smelter operational.

    Is Trump still President?

  4. Tel

    None of the pricks in the financial business are to be trusted.
    Bankers & lawyers – hang ’em high!

    All I ask is not to be compelled at gunpoint to deal with such people … so who would I talk to about this?

  5. JC

    Truly, I could post this for the next couple of weeks. It’s just so satisfying.

    Mr Hayne also:

    Delivered a stinging rebuke to National Australia Bank, its chairman Ken Henry and chief executive Andrew Thorburn over the bank’s poor conduct;

  6. calli

    Oooh! A quick scroll-back – he’s doing very well with his football skills.

    The wailing will keep them warm.

  7. John Constantine

    Tyre disposal management plans are coming to australian agriculture.

    Once a tyre has an electronic tag and can be tracked from purchase point to farm to recycle point, the social license to use tyres will be priced at a level that forces compliance.

    Taking a set of worn out tractor tyres to the tip can cost a couple grand for a machine on duals.

    Not to buy the new tyres, just to get rid of the old ones.

    Council tyre inspectors flying drones over farmyards and counting tyres for fines will be profitable and save the planet.

    Disposal taxes will rise to the levels that force tyre recycling.

    Comrades.

  8. Tailgunner

    Front line of the Dating War Update :
    “I’m one of those annoying gluten&dairy-free chicks.
    Coffee with almond milk style..
    Apologies in advance… ”
    Gunner : “Do you give blowjobs or are they verboten?
    😀 :D”

    Posted without comment.
    🙂

  9. struth

    You mean like the completely independent not even slightly related to government Fair Work Australia? Where when they attempted to make an independent decision to give small business the same reduction in compulsory penalty rates that Bill Shorten had already signed off via the unions for big business … the ALP went apeshit and forced the government to intervene with the independently independent decision that needed fixing by Captain’s Call Prime Minister.

    Or could we be talking about pretending to be even more independently independent than that? Is it possible?!?

    Yes like the independently independent ABC.
    Over a billion dollars of taxpayers dosh style independence.

  10. Arky

    Plaster split thing on.
    Off for an x ray.
    Tough old thing she is.

  11. Tailgunner

    This girl was Miss Nude Australia. Twice.
    In 1998ish .
    Still a solid 9,age adjusted.
    No lie.
    🙂

  12. struth

    Gunner : “Do you give blowjobs or are they verboten?

    You idiot.
    If she’s talking about that sort of shit she’ll never stop talking long enough to drawback on the ol’ love pipe.

  13. Confused Old Misfit

    Who…wouldn’t know the person on the other side of the desk peddling crap wants to be paid a commish in some way?

    I’ve no problem with a commission being paid.
    If the person on the other side of the desk is providing a service they can request payment for same.
    However, I need to know WHO they are working for.
    You or me.

  14. JC

    I have to post it again even if it causes annoyance.

    Mr Hayne also:

    Delivered a stinging rebuke to National Australia Bank, its chairman Ken Henry and chief executive Andrew Thorburn over the bank’s poor conduct;

  15. struth

    This girl was Miss Nude Australia. Twice.
    In 1998ish .
    Still a solid 9,age adjusted.
    No lie.

    No good.
    I know her.
    Bleach blonde fake funbags.
    Apparently I ruined her for all other men.

  16. JC

    Mr Hayne also:

    Delivered a stinging rebuke to National Australia Bank, its chairman Ken Henry and chief executive Andrew Thorburn over the bank’s poor conduct;

    Misfit, honest question.

    Have you ever bought a house? If so and you were dealing with an agent, who did you think the agent was working for and did you need that to be clarified? If you did, why are you posting here?

  17. Zatara

    I bet there would not be much interest in a women’s team doing this stuff.
    You need the big blokes for it.

    Well, with some minor adjustments it could draw a bit of attention.

  18. Elizabeth (Lizzie) Beare

    Arky, with four kids and responsibilities for others over the years, I’ve coped with my fair share of greenstick fractures. Silliest one was where one of my sons, aged nine, fell off a low seat he was standing on and broke his leg just before the school skiing trip. Then there was coping with my daughter getting her first period just before the inter-school swimming carnival in which she was to star. Then there were the problems of musical instruments left on public transport just prior to the concert. And the endless lost uniform pieces just before the school photograph. Or forgotten packed lunches just before the school bushwalk. As well as the litany of how other people’s mothers were so much more understanding about parentless parties (until I rang them to confirm).

    The joys of motherhood. Hairy seemed to miss most of these, now I think about it.
    Good to see you taking up the slack, Arky. 🙂

  19. JC

    More of the same (good ) thing at the oz.

    Criminal charges

    Two Australian financial institutions will face criminal charges, while 19 companies will be referred for further investigation.
    NAB’s Thorburn, Henry lashed

    https://www.theaustralian.com.au/business/banking-royal-commission/hayne-lashes-nabs-thorburn-henry-in-royal-commissions-final-report/news-story/944c7fbe7270e0895f4ef3fd2370f821

  20. Confused Old Misfit

    Have you ever bought a house? If so and you were dealing with an agent, who did you think the agent was working for and did you need that to be clarified

    I’ve bought and sold several, JC.
    I’ve always engaged my own agent when buying.
    Never trusted the SELLERS agent to work on my behalf.
    I have also requested that, when selling, MY agent specifically not act in any capacity for the purchaser.
    I’ve never needed to use a mortgage broker.

  21. struth

    I’ve no problem with a commission being paid.
    If the person on the other side of the desk is providing a service they can request payment for same.
    However, I need to know WHO they are working for.
    You or me.

    I reckon I could safely say that with this new regulation you still never will.
    And in the end, you’ll pay up front and then again, to pay for what ever corrupt way they use to get the adviser to go with the corruptees corruptor.

    Anyone who goes to a broker and doesn’t think he’s going to get honesty is a fool.
    Even after this legislation.
    You’ll just be paying more.

    It’s the same as our politicians making this rule.
    We pay them up front but they are being paid by others, and we pay dearly for it.
    This means we pay twice because the government wants to use the excuse we are all too thick to wipe our own financial arses.

  22. Tailgunner

    Apparently I ruined her for all other men

    No way! She’s the total suburban mom now.
    Hubby not exciting her anymore?
    Naughty, naug&ty!

  23. struth

    Anyone who goes to a broker and

    does

    think he’s going to get honesty is a fool.

  24. Tailgunner

    Bleach blonde fake funbags.

    He’s right you know.
    But the cover shot on People magazine is drawing me in…

  25. Makka

    For what it’s worth, current background discussion within the DC media chattering class is rumoring that embattled Virginia Governor Ralph “Coonman” Northam will resign in the next 48 hours.

    CNN’s Jake Tapper interviewed former Virginia Democrat Gov. Terry McAuliffe earlier today, who also said he believes Gov. Ralph Northam will resign soon.

    https://theconservativetreehouse.com/2019/02/03/former-democrat-virginia-governor-terry-mcauliffe-tells-current-democrat-governor-ralph-coonman-northam-hes-got-to-go/

  26. struth

    Hubby not exciting her anymore?

    As I said.
    I ruined her for all other men.

  27. Tailgunner

    This is what #Winning feels like.
    I’d post the shots but can’t work out how.
    Good sort, Struth.
    Your missus wouldn’t be pleased to hear it, would she?
    Lol 😀

  28. Confused Old Misfit

    Anyone who goes to a broker and does think he’s going to get honesty is a fool.

    There are times you must use a broker.
    As long as they get the paperwork right I’ll be the final judge on the numbers.

  29. JC

    I’m reading this to mean the taxpayer’s pocket will be rifled. Excellent idea. Another source of money being squeezed from the innocent taxpayer. We’re all responsible of course.

    “For the first time the Government will establish a compensation scheme of last resort (CSLR) to ensure that consumers can have their case heard and be confident that where compensation is owed it will be paid,” he said. “This will be a scheme paid for by industry reflecting their obligation to right their wrongs”.

    The CSLR will make pay outs to consumers and small business that receive a court or tribunal decision in their favour — or who receive a determination from the Australian Financial Complaints Authority — but are unable to access funds owed to them by the financial firm.

  30. Tailgunner

    Struth, the Golden Fleece bathroom isn’t the place to consumate things with a bad girl of this quality.
    I won’t hear of it.
    She’s going on the Tailgunner Honour Roll fo’shouw’

  31. Elizabeth (Lizzie) Beare

    John Roscam’s latest IPA letter to members also carried a bit of the whinge as above about the kiddies. His thirteen-year old son needed a new pair of school shoes just last week as he’d outgrown his old still-serviceable ones. He’d needed them for six weeks, but had neglected to mention it until the morning that school started. So John ended up at the early morning 7am opening of the local shoe shop, with all of the other parents in a desperate bid to get the kid back to school without a black mark against his parenting.

    School shoes are a parent’s nightmare. Their feet grow so unpredictably. It’s either that, or they’ve ruined the new pair in the first few weeks of scuffing around and puddle walking. You can’t send them in with a flapping sole, although I tried superglue once in desperation, wouldn’t let him lift his feet till we got to school so that it would stay stuck. Got away with it too. Couldn’t risk another day’s worth though.

  32. struth

    A day off, completely.
    Rather fun.

    Wasn’t thinking about the usual shit.
    Just nattering away about bullshit on catallaxy.
    Drank coffee, slothed about.
    Outside raining and steamy, but aircon in here blasting away, a real luxury item in modern Australia.
    Soon we’ll only turn it on when we have guests to pretend we can afford it and hope the electrickery doesn’t go the way of Calli- land.

  33. Tailgunner

    Are tomCats too old to remember the Chase?

  34. struth

    Good Luck Tailgunner.

    That was back in the day when I had no class.
    Now I tell my son, as these days, Iam more learned and older and full of integrity and class, I say, son, I say, ………….son, …….one you knock back is one you never catch up on.

  35. C.L.

    One of Brady’s calls was “Reagan”.
    This man is unspeakably stupendous.

  36. Bruce of Newcastle

    former Virginia Democrat Gov. Terry McAuliffe earlier today, who also said he believes Gov. Ralph Northam will resign soon.

    Killing innocent babies is fine, but wearing boot polish 36 years ago apparently isn’t.

  37. Tailgunner

    Outside raining and steamy, but aircon in here blasting away, a real luxury item in modern Australia.
    Soon we’ll only turn it on when we have guests to pretend we can afford it and hope the electrickery doesn’t go the way of Calli- land.

    You gotta laugh.
    What the Fuck happened to us?
    Leftism has killed it.
    The Deplorables are at about 20%.
    But we can still win.

  38. md

    Regarding Roundup (mentioned in several earlier comments), for years now the Left have been campaigning for it to be banned. Why? Because it was developed by Monstanto and the Left hate Monstanto because:
    a) it is (was) a big Amercian company, and the commies hate everything American; and
    b) it is the leader in developing genetically modified crops, and the commies hate genetically modified crops.
    For one perspective on glyphosate, read this Forbes article:
    IARC’s Glyphosate-gate Scandal
    But, of course, the bad news for the Left is that Monstano is now owned by a German company – watch the anti-glyphosate hysteria slowly subside now. The Left will now have to choose a new symbol of American commercial dominance to obsess over. Hey, how about coal mining!

  39. JC

    Get a load of who’s supporting who

    Laments rang out from unexpected quarters last week at the news Louise Adler was leaving Melbourne University Publishing.

    “She was very good at what she did and she will be a big loss for them,” said Mick Gatto, whose ­account of life on the fringes of the law was one of Adler’s greatest successes at MUP.

  40. Leigh Lowe

    I recall well The Whisperer’s offhand, casual, blasé responses to questions bowled up to him in the box. I thought at the time, that he being asked to sit there and be subject to that sort of probing was beneath his eminence.

    Yes, the demeanour is straight out of Yes Minister.

  41. Tailgunner

    one you knock back is one you never catch up on.

    You tell your son that?
    Great stuff!
    Has he got an attractive girl on his arm?

  42. Bruce of Newcastle

    I watched part of the Superbowl with Hairy around lunchtime. I don’t know what the rules are nor what both sides are doing, but I did remark that when they gathered together and charged at the other, it was completely reminiscent of the ‘shield wall’ favoured by Uhtred the Warrior

    Lizzie – It’s closer to the Civil War, where you had trench lines and assaults and flanking attacks. Plus many deep raids, especially by guys like Stonewall Jackson and John Morgan.

  43. Tailgunner

    JC – would you shag Stormy Daniel’s?

  44. Tailgunner

    Stimpson – any pitfalls in dating suburban ex-strippers?

  45. Tailgunner

    Lucky for me the SuperWagon is pretty quick.

  46. thefrollickingmole

    Henry was a supercilious shit at the RC.
    I hope hes jailed and bankrupted.

    https://www.afr.com/brand/chanticleer/banking-royal-commission-ken-henry-sets-nab-back-with-hanye-appearance-20181127-h18exa

    Henry provided long answers that often took the form of lectures. He regularly told the commission the questions he thought it needed to answer. And he took an attitude towards senior counsel assisting, Rowena Orr, QC, that at times came across as dismissive.

    Loading
    Asked by Orr whether he’d previously seen the very first document she showed him on Tuesday, Henry said he couldn’t remember.

    It doesn’t matter really, does it?” he said, before looking up at Orr and hastily adding: “Maybe it does.”

  47. min

    Just had automated survey from Get up asking about voting attentions in my electorate and thus Oliver Yates. Hope a few more answer as I did with a pack of lies . Iam now another gender 18 to35 who wants coal fired power, voted other in last election , cost of living most important and think Josh is the greatest.A few like those should screw things up but then most people are unaware, not as devious.
    Results will be will be done by computer so I hope that helps give them a distorted picture.

  48. zyconoclast

    Germans build monument to migrant murder, [email protected] and crime

  49. Tel

    Anyone who goes to a broker and does think he’s going to get honesty is a fool.

    I went to various banks, including the bank I had been at for a decade or more and sure they gave me quotes but they made no effort whatsoever … totally didn’t give a shit.

    The mortgage broker was able to beat their rates relatively easily, so why not? Sure with variable rate mortgages over time they always tweak the rate and shaft you, but that’s all banks so the broker doesn’t make a difference. If my bank had wanted to compete with the broker, they had every opportunity to do so but chose not to. *shrug*

  50. cohenite

    The horrendous bint laura tingle on the enquiry into the MDBA:

    Bret Walker, SC, was appointed by the former Weatherill government in South Australia to examine the Murray Darling Basin Plan – which oversees water usage in this massive water system – after allegations of water theft were aired on the ABC’s Four Corners in 2017…

    Walker wrote that current senior management of the MDBA and its board showed “gross negligence” and “maladministration” in failing to ensure the basin plan was lawful with respect to addressing what could be “catastrophic” climate change, failed to act on the best available scientific knowledge when determining how much water should be recovered for the environment across the basin, saying the decision was based on “politics rather than science”, and failed to disclose modelling used to make its decisions.

    Check out the photo of Barnaby.

  51. Dr Faustus

    Haynes seems to be proposing that ‘dishonour fees’ be abolished altogether.

    Randomly imagined ‘account keeping fees’, or ‘regulatory management fees’ shit me to tears.
    However I can see the justice in sticking a penalty fee on someone who tries to use money they don’t have, or credit they are not entitled to.

  52. struth

    You tell your son that?
    Great stuff!
    Has he got an attractive girl on his arm?

    She’s his fiancé and she’s a very attractive girl.
    But I will say no more on this subject, as I am too classy and full of integrity.
    I have a deep respect for all women, as women have told me I must, no matter if they are brazened hussies, husband poisoning , dick hacking, car load of kids drowning, after birth abortionists, pussy hat , screaming hysterically, access denying, restraining order grabbing, false rape claiming , diversity demanding immature shits, or even Clementine Ford.
    If you can find one you can stand, knowing how little choice you young blokes really have, for five minutes, take the ride, so to speak.

  53. thefrollickingmole

    Somehow the poetic justice of Ken Henry having a grumpy wombat greased up and inserted into him seems the only fair outcome.
    Its for the children.

  54. Entropy

    Hey everyone! Do you think JC might find this interesting?

    Mr Hayne also:
    Delivered a stinging rebuke to National Australia Bank, its chairman Ken Henry and chief executive Andrew Thorburn over the bank’s poor conduct;

  55. JC

    and this too Ent:

    NAB’s Thorburn, Henry lashed

    Let’s not forget that one.

  56. zyconoclast

    Senate Majority Leader Mitch McConnell cautioned President Trump privately this week about the consequences of declaring a national emergency to build his border wall, telling him the move could trigger political blowback and divide the GOP, according to two Republicans with knowledge of the exchange.

    McConnell (R-Ky.) told Trump that Congress might end up passing a resolution disapproving the emergency declaration, the people said — which would force the president to contemplate issuing his first veto ever, in the face of opposition from his own party.

    McConnell delivered the message during a face-to-face meeting with the president Tuesday at the White House, according to the Republicans, who requested anonymity to describe the encounter. The two men met alone and conversed with no aides present. Their meeting was not publicly announced.

    The majority leader’s comments to the president came amid rising GOP concerns over the fallout if Trump were to declare a national emergency that would allow him to circumvent Congress and use the military to build new stretches of wall along the U.S.-Mexico border. Trump increasingly appears prepared to take that route, saying Friday that “I think there’s a good chance we’ll have to do that.”

  57. thefrollickingmole

    I think a trend could be set for wombat insertion as a standard punishment for spivs.

    Either that or ra p ed to death by digoats and dickwolves.
    https://www.abc.net.au/news/2019-02-04/former-ato-boss-michael-cranston-denies-conflict-of-interest/10777624

    Mr Cranston told the court his son Adam came to see him in January 2017 and showed him a strongly-worded letter the ATO had sent his business associate Simon Anquetil.

    “I was concerned because it’s the first time my son raised anything with me to do with taxation and I was grappling with the conflict question. Son-father things can be taken out of context,” he told the court.

    “I said, ‘I will try to get somebody to deal with it but I cannot get involved in any of the decision-making or any of the detail’.”

    “I said, ‘Leave it with me, I will get somebody senior to look at it’.”

    Mr Cranston said he then spoke to one of his assistant commissioners, Scott Burrows, and told him to “look into” what area of the ATO this letter had come from.

    “I was very concerned about the culture side of it, so I really wanted to know what area,” Mr Cranston told the court.

    “But I would never have got involved, I would have asked Scott to make the necessary inquiries to the taxpayer’s representatives.”

    When asked if he believed it was a conflict of interest to be raising a tax issue that had been brought to him by his son, Mr Cranston said he did not believe it was.

    “The conflict becomes a conflict when you’re actually a part of making decisions about the matter,” he said.

    “I was very comfortable and confident I had done the right thing there.”

    The “culture” side of it.
    Translated: My boy is being threatened in the standard menacing way anyone probed by the loving barbed acid spewing cock of the tax department is….

    No wonder CMFEU types get off all the time, they are just having a word about the “culture” to employers when they leave shovels on lawns and things.

  58. calli

    which would force the president to contemplate issuing his first veto ever

    Oooowah!

    Obama issued twelve.

  59. Arky:
    Greenstick fractures are painful, more than normal because of the surface area disruption.
    Poor little bugger.
    Are you sure you didn’t drop the car on her?
    Or did that bastard of an armadillo kick her?
    I wouldn’t put it past any creature that, by choice, lives in a cricket ball cover.

  60. Tel

    However I can see the justice in sticking a penalty fee on someone who tries to use money they don’t have, or credit they are not entitled to.

    You get a dishonor fee if a vendor attempts to do a direct bank debit on a day when your balance is low, or sometimes as you are attempting to close the account, but it takes some time to fully close. Problem is that there is no way of properly locking your money, thus anyone who has your bank account number can (without any formal permission process) make a direct debit, at a time which suits them. That’s one reason I always use a debit card these days, never give the bank account number. If the debit card fails there’s no dishonor fee, it simply fails.

    The way it SHOULD work is that every account has a specific list of authorized entities who can debit your money, and strictly only those people can ever do it… but that’s not the way bank accounts work.

  61. Makka

    The majority leader’s comments to the president came amid rising GOP concerns over the fallout if Trump were to declare a national emergency that would allow him to circumvent Congress and use the military to build new stretches of wall along the U.S.-Mexico border.

    Meaning, McConnell is shit scared the jelly backed GOPe will be shown up for the piss weak cowards they are and want Trump to keep their flabby arses covered. Most American want that wall so if Trump decides to go it alone around congress he’s on solid ground ie McConnell and his cronies become irrelevant in the biggest political issue facing the US.

  62. stackja

    fsrc-volume-1-final-report

    NAB also stands apart from the other three major banks. Having heard from both the CEO, Mr Thorburn, and the Chair, Dr Henry, I am not as confident as I would wish to be that the lessons of the past have been learned.
    More particularly, I was not persuaded that NAB is willing to accept the necessary responsibility for deciding, for itself, what is the right thing to do, and then having its staff act accordingly. I thought it telling that Dr Henry seemed unwilling to accept any criticism of how the board had dealt with
    some issues. I thought it telling that Mr Thorburn treated all issues of fees for no service as nothing more than carelessness combined with system deficiencies when the total amount to be repaid by NAB and NULIS on this account is likely to be more than $100 million.290 I thought it telling that in
    the very week that NAB’s CEO and Chair were to give evidence before the Commission, one of its staff should be emailing bankers urging them to sell at least five mortgages each before Christmas. Overall, my fear – that there may be a wide gap between the public face NAB seeks to show and what it does in practice – remains. 289

  63. Makka

    Overall, my fear – that there may be a wide gap between the public face NAB seeks to show and what it does in practice – remains.

    No shit, Sherlock?

  64. Elizabeth (Lizzie) Beare

    There is a women’s “Lingerie League”
    The girls wear helmets & padding.
    Not much else.

    Zatara’s link was quite nice, where the girls were wearing pretty blue bikini’s and simply pranced around a bit. I could do that; it looks like fun. Notice in this vid how our boozies make running difficult for us, which is why female athletes lose them as they use up their oestrogen. But the other link, where things got serious, was troubling. Those girls were really falling down hard and after a while the female body can’t take that. They’ll have trouble later, padded up or not. The pads were on their shoulders too, male style, not their hips, which also need protection.

    Women can do these things, no-one doubts that, but not easily and not well. Not built for it.

    One thing about The Last Kingdom series that differs from the books is that the battles always have a you-go-girl, one of the characters, put into them to satisfy contemporary ideology, where they fight alongside men, and as well as them. Not likely. Women don’t have the same strength and endurance levels, unless they are unusual to start with and also have done much training. In ancient times, women certainly fought at times, but not to the standard of men. Well recognized then. Less so now, because sexist, as areff noted wistfully the other night. There’s no speaking truth about women these days.

  65. stackja

    calli
    #2925322, posted on February 4, 2019 at 7:12 pm

    FDR had walls around detention camps.

  66. calli

    FDR had walls around his tenure. So much for the two term gentlemen’s protocol. No wonder it had to be enshrined in law.

  67. Makka

    FDR had walls around detention camps.

    While Americans of Jap descent were becoming the most decorated units in the US military in WW2, FDR had their families incarcerated behind wire and live in squalor back in the States. Fkn Democrats.

  68. Mitch M.

    Women can do these things, no-one doubts that, but not easily and not well. Not built for it.

    Good point Lizzie because there already are studies highlighting unusually high rates of sports injuries in women, including concussion. Of course those findings are not highlighted by the MSM. It is possible that birth has been so problematic for our species that female physiology has undergone adaptations to maximise reproduction at the cost of physical prowess. The selection advantage obviously favours the former.

    The craze starting in the 80’s where women were encouraged to continue working through most of their pregnancy, to placing babes as quickly as possible into childcare so the mum can get back to work, has long troubled me because pregnancy needs to be nurtured and protected. But I am not a female and hence am not allowed to have an opinion about the matter.

  69. stackja

    FDR made rules as he went. MSM kept quiet.

  70. C.L.

    FDR built a wall in the Resolute Desk.

  71. C.L.

    “She was very good at what she did and she will be a big loss for them,” said Mick Gatto, whose ­account of life on the fringes of the law was one of Adler’s greatest successes at MUP.

    Ahahahahahahaha.

  72. Armadillo

    I have no idea why Real Estate agents were mentioned in this conversation. Are they now selling properties listed with other real estate agents or something? They aren’t brokers. Am I missing something?

    Real estate agents aren’t finance brokers.

  73. Leigh Lowe

    Mr Cranston said he then spoke to one of his assistant commissioners, Scott Burrows, and told him to “look into” what area of the ATO this letter had come from.

    “I was very concerned about the culture side of it, so I really wanted to know what area,” Mr Cranston told the court.

    “But I would never have got involved, I would have asked Scott to make the necessary inquiries to the taxpayer’s representatives.”

    Yeah, nah, that’s bullshit.
    The thinly veiled message was “tell the middle level ATO managers interfering with my son’s dodgy shit that they need to know who they are dealing with. Back off.”

  74. Leigh Lowe

    Real estate agents aren’t finance brokers.

    Some of the larger ones have a finance arm, or a close link to a finance company.

  75. Armadillo

    There are going to be a heap of pissed off Finance Brokers about. The entire business model is based on upfront commissions and then building a “trailing commission”. These recommendations are basically theft.

  76. Confused Old Misfit

    Real estate agents aren’t finance brokers.

    No one said that they were.

  77. JC

    dillo

    Real estate agents are brokers in every sense of the word. The reason they were brought up was to show misfit he’s being a doofus, That’s all.

  78. Armadillo

    Spare a thought for the F & I (Finance and Insurance) guys in your local car yard.

  79. Elizabeth (Lizzie) Beare

    female physiology has undergone adaptations to maximise reproduction at the cost of physical prowess

    It’s an absolute no-brainer Mitch. Of course this has been operative on the evolution of our form.
    Look closely at those girls in the pretty blue bikinis (there you go boys, permission) in Zatara’s link: normal girls, carrying the normal amount of weight for successful pregnancies and lithe and bouncy enough to attract the sperm-giver in the first place. None of them look remotely like men and that carries on to the body inside where all sorts of differences exist in organs and physiology; and in mind, don’t forget mind. I said to Hairy re that football that we just don’t have that killer instinct that the men were all displaying. Even the tough padded girls in that vid further upthread had to work hard at real agro; it mostly amounted to hair pulling and shoving over and jumping on the other and head banging, just like Big Sis and I used to do when we argued seriously over something and lost our tempers with each other.

    Look, she always started it. 😀

  80. Arky

    Greenstick fractures are painful, more than normal because of the surface area disruption.

    ..
    Got x- ray.
    Broken through. Probably both radius and ulna. Getting another opinion tomorrow.
    Not greenstick.
    Kid totally unconcerned.
    Even when I diagnosed it by bending arm at fracture.
    “Duh, little swollen, better make sure no break. Uh, it shouldn’t bend like that, should it? check the other one, no that one doesn’t bend there”.
    She did not tell teacher. Did not tell me when I picked her up from school, spent afternoon writing with broken arm. Only found out because she could not undo seatbelt on return from school.

  81. Leigh Lowe

    NAB also stands apart from the other three major banks. Having heard from both the CEO, Mr Thorburn, and the Chair, Dr Henry, I am not as confident as I would wish to be that the lessons of the past have been learned.

    I agree with JC. The Wombat Whisperer and Thorburn are dead men walking.

    More particularly, I was not persuaded that NAB is willing to accept the necessary responsibility for deciding, for itself, what is the right thing to do, and then having its staff act accordingly. I thought it telling that Dr Henry seemed unwilling to accept any criticism of how the board had dealt with
    some issues. I thought it telling that Mr Thorburn treated all issues of fees for no service as nothing more than carelessness combined with system deficiencies when the total amount to be repaid by NAB and NULIS on this account is likely to be more than $100 million.

    That is not simply WW and Thorburn being asleep at the wheel. It was part of a deliberate strategy to blame-shift to a few middle managers. Why would the Wombat change the Public Sector habits of a lifetime?

    290 I thought it telling that in
    the very week that NAB’s CEO and Chair were to give evidence before the Commission, one of its staff should be emailing bankers urging them to sell at least five mortgages each before Christmas. Overall, my fear – that there may be a wide gap between the public face NAB seeks to show and what it does in practice – remains. 289

    As I said, Thorburn and the Wombat Whisperer are goners. Hayne’s language is typically legally restrained. In private conversations he might describe them as crooks.

  82. Arky

    I have never had a broken bone.
    Aren’t they supposed to hurt?

  83. Elizabeth (Lizzie) Beare

    pregnancy needs to be nurtured and protected

    A pregnant woman is always extremely vulnerable, physically and emotionally, although today women are conditioned to see pregnancy as a mere inconvenience, certainly nothing needing extra care.
    As Mitch displays, a normal man’s response is always to protect and be concerned.
    Birth is a miracle, and until very recent times the female equivalent of battle; it killed, a lot.
    Culture used to support a protective response; less so now, so pregnant women stand in buses.
    They’ve actually had to put signs up telling people to give up their seats for a pregnant woman.
    Sign of a civilization in decline, reversion to forms of barbarism. Why should she matter, etc?

  84. Confused Old Misfit

    show misfit he’s being a doofus, That’s all.

    For wanting to protect his own interests. That’s all.
    Are you capable of commenting without an ad hominem, JC?

  85. JC

    Leigh, now that we’re back to serious discussions – this time the wombat whisperer.

    1. The moron was primarily responsible for pushing a large deficit during the biggest commodity boom in the history of the world.

    2. He had no understanding how businesses tier capital — risk weight.

    3. He was gallivanting around the business traps telling people the commodity boom was secular and therefore would last to infinity.

    He’s chairman of one of our largest banks. F>M>D>

  86. JC

    For wanting to protect his own interests. That’s all.

    It wasn’t that misfit, it was about the stupid shit you said about brokers.

    Are you capable of commenting without an ad hominem, JC?

    Most certainly, but stupid commentary is like a red rag to a bull.

  87. cohenite

    like a red rag to a bull.

    Lol. A bull without nuts.

  88. JC

    Arky
    #2925341, posted on February 4, 2019 at 7:42 pm

    I have never had a broken bone.
    Aren’t they supposed to hurt?

    I missed a step the other night, heading out the front for a cig. I fell on the leg that went short the step and was close to breaking a leg. Fuck it hurt. Still does as I damaged my ankle. But, I will endure, so don’t worry about me. 🙂

  89. cohenite

    The maori industry is as pernicious as the aboriginal industry:

    Fake New Zealand

    Amy Brooke The Spectator Australia 2 February 2019

    That sleeping giant, the public, is waking up this side of the Tasman, but late to redress the reality that the damage done to what was once called ‘God’s own country’, has largely been due to political leadership. The links between agenda-driven legislation, ignorance and incompetence are increasingly under scrutiny. We were rightly warned by historian Barbara Tuchman in The March of Folly that ‘governments get most issues wrong’. It is worse, with our politicians themselves the product of a long-planned, thoroughly dumbed-down ‘education’ well under way by the 1960s. Since then, communist goals of undermining the West through infiltrating all our institutions have been spectacularly successful – particularly by getting control of the schools. No institution became a more important flag carrier for socialism, feminism, gay rights, anti-colonialism, multiculturalism, biculturalism, ethnic superiority and the destabilising ‘sex education’. All aimed to provoke antagonism towards a supposed patriarchical, pro-family society which was – worst of all! – underpinned by Christian values. The result? A national brainwashing of our young lacking the advantage of intelligent parents opposing this.

    Little wonder that for several decades now good teachers have resigned in despair, with the imposition of mountaining paperwork; never-ending compliance edicts; the sheer folly of open plan, shared, noisy classrooms with desks removed and computers on the knees of children on beanbags (thankfully still resisted by some teachers frowned upon for trying to actually teach – instead of being merely ‘facilitators’). Many remaining are not competent in subjects where parents should be able to rely on their knowledge and expertise. Teaching of maths and English – in particular important tools of language use – has been a spectacular failure.

    New Zealanders are no longer a well-educated people. Many university entrants have never read a book in their lives. Even encountering scientists with Ph.D’s unable to write competent English sentences, or confident of where to put a comma or full stop, is far from unusual.

    The substitution of eco-fascism, environmental extremism and all the Green irrationalities for academic subjects of real value is heavily promoted by a Ministry of Education long infiltrated by neo-Marxists. To Trojan-horse our society, education standards were deliberately undermined by revised curricula, and important academic subjects such as history and Latin, with its unparalleled mental training – now making a highly successful comeback in English schools in deprived areas – were either completely discarded, minimised or dumbed down. Everything now revolves around the pernicious emphasis on identity politics. But trumping even these are our ‘culturally sensitive’ requirements to prioritise the superior importance of Maori….

  90. JC

    Calm down, Cronkite. Go check if the uniform is neatly pressed and STFU.

  91. Armadillo

    JC, a broker deals with multiple customers and multiple agencies (I.e banks, real estate agents, Solicitors)

    I started my own Finance Brokerage Firm and sold it after 15 years. I don’t see how a Real Estate Agent can be regarded as a “broker”. A real estate agent sells their own “listed” properties as instructed by their client.

    Unless things have changed, I haven’t yet heard of a “Property Broker”. You generally sign an agreement with L J Hooker to sell your home. PRD real estate just can’t come along and sell it to someone else and pocket the commission.

    Are you talking about “multiple listings”? If so, OK. That makes real estate agents a broker (of sorts).

  92. Leigh Lowe

    There are going to be a heap of pissed off Finance Brokers about. The entire business model is based on upfront commissions and then building a “trailing commission”.

    Trailing commissions have made rich men out of lazy xunts at the expense of borrowers.
    Commissions at inception will stay, but will be paid by the borrower. In theory, the headline interest rate drops and the lump sum fee sticks out like dog’s balls. Borrowers aren’t going to pay a broker $10 large to fill out a few forms. Also, more importantly, it creates a direct contractual link between broker and borrower. Not only will they not earn monster commissions, they better have some solid PI if they tip people into the wrong products.

    These recommendations are basically theft.

    How so?

  93. JC

    I started my own Finance Brokerage Firm and sold it after 15 years. I don’t see how a Real Estate Agent can be regarded as a “broker”. A real estate agent sells their own “listed” properties as instructed by their client.

    Which is a broker. He’s acting for a client- in this case the seller. It’s the very definition of a broker.

  94. JC

    as for not having any nuts…. Cronkite.

    Let me remind you, you’re the one thanking nurse Betty here for supporting you with a very crisp display of sciency knowledge. Oh hang on, he didn’t display any sciency knowledge at all. You’re such a plucked chook. Fight your own arguments, ladyboy.

  95. calli

    Arky, yes. She’s being tough.

    Foreman material, she is.

  96. cohenite

    Look on the bright side head prefect when someone kicks you in the groin it won’t hurt.

    That fuckshit oliver yates, former lib appointee to the CEFC and now running against that cuck frydenbald on a climate doom and gloom platform announced his campaign on the abc.

    What is it about the conservatives and turncoats. You could count the living liar party traitors on the fingers of one hand but the libs literally breed the bastards.

  97. Snoopy

    Jussie Smollett continued with more details about the injuries he suffered. In an attempt to clear up some of the rumors, Jussie stated that his ribs were bruised and not cracked as previous reports suggested. He also went on to share an interesting comparison. The singer/actor revealed he fought back during the attack and described himself as the “gay Tupac.”

    A foot-long is a handy weapon in an emergency. Apparently.

    “Gay Tupac”, but he wasn’t gunned down by rival gangsters in a drive-by shooting.

    Jussie’s hold on the truth seems rather tenuous.

  98. Leigh Lowe

    He’s chairman of one of our largest banks. 

    … for now.
    You’re right, he is a low wattage moron who managed to climb the Canbra greasy pole powered solely by his own sycophantic behaviour towards politicians and ruthless whiteanting of his juniors. That was exactly what he was trying to do with the RC … blame-shift to juniors.
    Hayne saw straight through him.
    NAB didn’t put him in the chair because of his towering financial intellect. It was the mistaken belief that he would pull strings in Canbra.
    How did that work out for you, chaps?

  99. cohenite

    Who is nurse betty head prefect, I can’t keep up with the characters in your bizarro world.

  100. Armadillo

    Generally we got an upfront payment of the loan amount of 0.7%, plus a trailer of 0.3% for the “life of the loan”.

    The BRC is going to be pissing a lot of guys off by phasing out “trailer commissions” within 2-3 years. It’s going to destroy any “re-sale” value the Finance Brokerage business had. Pretty much halved the value of the business in one fell swoop.

    It gets weirder. Who gets to keep the remainder of the “trailing commission”? I’m assuming that the banks won’t have to pass it on to the broker?

    Hang on a minute. Wasn’t the RBK meant to be “punishing” the banks? Strange recommendation.

    Think about it. When you consider the amount of Homeloans written by brokers in Australia (compared to bank staff), you are talking about a reward to the banks of billions of dollars.

  101. Snoopy

    calli
    #2925356, posted on February 4, 2019 at 8:02 pm
    Arky, yes. She’s being tough.

    Foreman material, she is.

    Yes Arky, you should be very proud of her.

  102. zyconoclast

    Power bills could drop by a third under a regulated electricity price

    A national regulated power price could save households up to $440 off annual power bills, according to a study to be published on Monday, but those who actively seek out discounted offers could find them harder to secure.

    A report by the Australian Council of Social Service and the Brotherhood of St Laurence has outlined how the government’s proposed default power price could cut power bills on standing non-discounted offers by between 30 and 40 per cent.

  103. DrBeauGan

    Yes Arky, you should be very proud of her.

    Yes indeed. One tough kid. How old is she, Arky? I’d have thought seven or eight judging by her height.

  104. JC

    Think about it. When you consider the amount of Homeloans written by brokers in Australia (compared to bank staff), you are talking about a reward to the banks of billions of dollars.

    Which is what I pointed out earlier. Once the banks get a handle on how best to deal with the new regs, the lay of the land will be more barriers to entry, the banks commanding more of the lending market and fatter earnings.

    In 5 years time we’ll see new complaints about banks.
    How it’s much harder to get a loan, how there’s little competition and how they are making mountains of money by slugging the poor consumer.

    There will be another woyal commission on the lack of competition etc.

    The never ending cycle of Australian stupidity.

  105. JC

    Who is nurse betty head prefect, I can’t keep up with the characters in your bizarro world.

    Nurse Winifred.

  106. cohenite

    Chris Kenny doing a nice job and ripping into quentin dempster about abc bias; dempster getting very fluffy about any suggestion the abc is left leaning; FFS. Dempster won’t or can’t name any abc person who is not an alarmist or open borders shonk.

  107. Armadillo

    For those who are unaware, banks “outsourced” their lending to “brokers” in the 1990’s.

    Why pay a lazy “Bank Johnny” to find us business? Why pay him wages and superannuation? Why pay for an office? Why pay for the rent and the electricity bill?

    He may well sit on his fat arse all week and not write a single loan. Too lazy. Too bored. Whatever.

    The banks “outsourced” it to brokers and paid a fee. The brokers paid their own rent, wages, electricity, advertising and so on. Sold the loan, filled in the paperwork. Did the legwork. Home visits. After hours visits. The banks took the deals they wanted, and paid the brokers for them accordingly. If the brokers gave them “shit deals”, they declined them. Fair enough. NO PAYMENT to the broker.

    The BRC is now recommending the brokers get punished and the banks keep the residual profits.

    Go figure.

  108. JC

    Dillo

    What does a broker earn on say a 100k loan that lasts 10 years?

  109. Bruce of Newcastle

    He’s chairman of one of our largest banks. F>M>D>

    The banks have been employing superannuated lefties on purpose.
    They rightly know the danger comes from the left.
    So Henry got to be chairthing of NAB.
    Anna Bligh is the supreme being of the bankers association.
    The mistake the banks are making is to employ wet progressives.
    They should be employing union bruvvers.
    The tougher the better.
    Experience and aptitude for banking isn’t the prime recruitment criteria.
    When all is corrupted you must find protection.
    Somehow.

  110. Arky

    How old is she, Arky?

    ..
    Six and three quarters.

  111. JC

    Bruce

    In the case of NAB, Thorburn is a yuge leftie in every possible way. He would have thought WW was a real catch.

  112. Tel

    He may well sit on his fat arse all week and not write a single loan. Too lazy. Too bored. Whatever.

    Exactly my experience. The bank staff were polite enough by massively uninterested.

  113. DrBeauGan

    Six and three quarters.

    She’s bright as well as tough then. She did pretty well on the multiplication cards.

    You’re going to have trouble about seven years from now!😁

  114. Armadillo

    Leigh, it’s theft because the RBC is taking away a brokers business value. They are changing the rules. The Government set the rules.

    Without “trailing commissions”, the business is worthless. It’s better than “goodwill” in many senses, in that it’s guaranteed income.

    Who are they rewarding? The people they are supposedly punishing. The banks.

  115. Eyrie

    ” you are talking about a reward to the banks of billions of dollars.”
    As I said earlier today, the fix is IN.
    The big four went up 1% today AHEAD of the report, twice what the broader market went up.
    Any bets on the big four becoming the big three as NAB is dismantled and sold off as the chosen scapegoat?

  116. Armadillo

    What does a broker earn on say a 100k loan that lasts 10 years?

    I’ve been out of it for 10 years or more. Answer is/was $700 “up front” plus 0.3% of the monthly outstanding balance annualised.

    A loan of $100k would have seen you get a $500 “referral fee” and told to fuck off. Forget the “trailer”. It would depend on “the deal”. The banks also had “claw backs” on commission in contracts.

    If the customer “refinanced” within 12 months for instance. Some shonky brokers were “churning” customers to get a new “up-front” and so on. By the same token, banks would give “introduced customers” an extension on their borrowings thereby voiding the trailing commissions.

    It was pretty murky on both sides. Glad I got out, when I did.

  117. C.L.

    It’s really interesting to see Australians’ heightened and growing interest in NFL.
    We all used to bag it – and, to be sure, the two teams in one team thing + extreme specialisation continue to be drawbacks – but largely thanks to more accessible coverage year after year, the game is now widely respected. It really is a lot more like war-as-football than either the rugbys or ADL. It’s an incredible game, really; it only lacks a multi-pass attack dimension. The down after down nature of it is interesting but also, at times, boring.

  118. Armadillo

    At the end of the day, here’s “the rub”.

    Consumers are going to be worse off. Competition will be destroyed.

  119. Leigh Lowe

    Think about it. When you consider the amount of Homeloans written by brokers in Australia (compared to bank staff), you are talking about a reward to the banks of billions of dollars.

    Yes, I see a bit more “in-sourcing” of mortgage sales.
    The reasons outsourced mortgage broking became a thing were, firstly, banking deregulation and secondly, the bureaucratic and unionised nature of banks in the 1990’s.
    The Big Four were faced with new entrants who were going to aggressively chase market share, and they had old-fashioned wage slaves who didn’t give a rats if they sold loans or not. FFS, these people spent most of the 1980’s taking delight in denying people loans.
    However, they can now run more of a hybrid model by employing their own “brokers” on a base + incentive model.

  120. Bushkid

    rky
    #2925217, posted on February 4, 2019 at 5:36 pm
    At doctors with youngster.
    Suspect greenstick fracture.
    Fell off monkey bar at school, told no one.
    Got home she could not undo seatbelt.

    Sympathy for your youngster, Arky.
    I’m currently nursing probable cracked rib/s, courtesy of a cranky ex-racehorse mare I was giving a pedicure on Saturday. Thought it was just bruised, until I felt those tell-tale little gratings and clunkings when I move the wrong way. They’ll heal, just not as fast as a greenstick fracture. Sigh!

  121. Leigh Lowe

    Leigh, it’s theft because the RBC is taking away a brokers business value.

    Like letting Uber into the taxi business?

  122. Infidel Tiger

    Only in Australia could a royal commission into bad behaviour by the banks end up eliminating their competition and giving them more power.

  123. stackja

    Paul wanted four pillars. Very square. If three, a triangle. Right angle?

  124. Infidel Tiger

    It’s an incredible game, really; it only lacks a multi-pass attack dimension. The down after down nature of it is interesting but also, at times, boring.

    Why don’t they do more multi-pass plays?

    Is it because turnovers are so costly?

  125. cranky ex-racehorse mare I was giving a pedicure on Saturday

    I got sick of being damaged by cranky nags, so I give them a jab now.

  126. Bruce of Newcastle

    it only lacks a multi-pass attack dimension

    It’s got that too. They call it a lateral, but they don’t use it much as it doesn’t lend itself to precise planning.

  127. Armadillo

    The worst is yet to come, Leigh.

    The RBC will result in a credit freeze. The banks won’t be game to lend to anyone. They are already scared shitless.

    This will create more problems than anyone ever envisaged. Unintended consequences.

  128. Snoopy

    Only in Australia could a royal commission into bad behaviour by the banks end up eliminating their competition and giving them more power.

    Isn’t that the business model of the Law Society?

  129. feelthebern

    Only in Australia could a royal commission into bad behaviour by the banks end up eliminating their competition and giving them more power.

    Correct.

  130. Bushkid

    Arky
    #2925339, posted on February 4, 2019 at 7:39 pm

    Definitely one tough little kid there, Arky. Don’t worry, she’ll be all mended before you know it, young bones heal quickly and she’ll have fun getting autographs on her plaster from all the other kids.

  131. Bidding is open for interruption Lotto on the Q&A fred

  132. mh

    The singer/actor revealed he fought back during the attack and described himself as the “gay Tupac.”

    Subway sandwich in one hand, mobile phone in the other.
    Jussie managed to hang on to both while fighting off two Trump supporters who were smashing his ribs and his face. What a guy!

  133. JC

    Infidel Tiger
    #2925390, posted on February 4, 2019 at 9:04 pm

    Only in Australia could a royal commission into bad behaviour by the banks end up eliminating their competition and giving them more power.

    Incredible isn’t it. It could only happen here. You have to laugh it off.

    They stick a born lawyer on a woyal commission that’s supposed to investigate the banks – possibly the most complex sector in the business world.

  134. feelthebern

    This afternoon I read the RC:
    Final report;
    Case studies;
    Appendices;
    Exhibit list.

    Here’s the thing.
    The banks are huge winners.
    The non-bank financials will carry the can, majorly.

  135. JC

    The RBC will result in a credit freeze. The banks won’t be game to lend to anyone. They are already scared shitless.

    This will create more problems than anyone ever envisaged. Unintended consequences.

    And could only help the Liars party even more in so may ways.

  136. The Panel

    Julia Banks – Independent ALPBC/Greens spruiker

    Andrew Wilkie – Nazi Impersonator

    Adam Bandt – The Bastard son Hitler never wanted

    Kerryn Phelps – Douchenozzle

    Rebekha Sharkie – Turnmerkle with a better hairdo

  137. Leigh Lowe

    Any bets on the big four becoming the big three as NAB is dismantled and sold off as the chosen scapegoat?

    All of the Big Four will divest things like “wealth management”.
    NAB won’t be broken up more than any of the others.
    But one thing is for sure … if they don’t throw Thorburn and the Wombat overboard, the market will kill them.

  138. Bushkid

    Farmer Gez
    #2925395, posted on February 4, 2019 at 9:08 pm
    cranky ex-racehorse mare I was giving a pedicure on Saturday

    I got sick of being damaged by cranky nags, so I give them a jab now.

    If only! I don’t have the wherewithal, and I really hate needles these days, either to give to a horse (for its own good or my own safety) or to have blood taken from me. Chickened right out of the last blood tests. TBH, kicks happen rarely enough when trimming or doing body therapies, but this cranky (chestnut, of course) mare caught me by surprise. Good thing it’s a fairly quiet week ahead. Scotch helps, too.

  139. JC

    The banks are huge winners.

    Buy banks wear diamonds. I can’t buy any stock as I have too much exposure in the sector. But boy, if they manage to scrape away a credit squeeze without much damage, these stocks will fly.

  140. I’m going to borrow $300,000 for a piece of machinery in the next week or two. It’ll be interesting to see if anything has changed. The fees for a trust or company entity are an absolute take.

  141. feelthebern

    Here’s another thing.
    The government got the report on Friday arvo.
    There was serious volume in the banks today while the non-bank financials were flaccid.
    Seriously, those cvnts in the government leaked all weekend.
    Then the lock-up from 1pm.
    You can’t tell me there were no leaks from there.

  142. C.L.

    She did not tell teacher. Did not tell me when I picked her up from school, spent afternoon writing with broken arm. Only found out because she could not undo seatbelt on return from school.

    Tough little mite. The next John Sattler!

  143. Carpe Jugulum
    #2925409, posted on February 4, 2019 at 9:17 pm

    The Panel

    Sorry – wrong thread

  144. Bruce of Newcastle

    Subway sandwich in one hand, mobile phone in the other.
    Jussie managed to hang on to both while fighting off two Trump supporters who were smashing his ribs and his face. What a guy!

    Maybe he went into Subway afterwards and bought the sandwich. Beaten up, with a noose hanging around his neck. Subway staff are very laid back and discrete. Bleeding, staggering around and moaning isn’t a barrier to selling someone a foot-long sub.

  145. If only! I don’t have the wherewithal, and I really hate needles

    Use Ace. The same stuff we give rams. Cheap.

  146. JC

    Farmer Gez
    #2925415, posted on February 4, 2019 at 9:19 pm

    I’m going to borrow $300,000 for a piece of machinery in the next week or two. It’ll be interesting to see if anything has changed. The fees for a trust or company entity are an absolute take.

    Good luck with that Gez. I hope it works out well for you and make lots of money with the investment.

  147. feelthebern

    Thorburn is on leave right now.
    In the middle of a 3 month holiday.
    Seriously, his total package is approx. $7mill this year.
    And the prick takes off for 3 months.
    He’s not back for another month.
    When Sam Walsh was head of iron ore at Rio & then CEO, the guy was contactable 24/7.
    His leave entitlements when he left Rio were about a decade’s worth.

  148. Bruce of Newcastle

    All of the Big Four will divest have already divested things like “wealth management”.

    FIFY.
    I think NAB is the last.
    They ain’t dumb, even if pollies are.

  149. Thanks JC
    I’m tempted to have a look at Q&A but I’ll stick to Married At First Sight.
    It’s full of weirdos and crazy bitches hoping to be famous too.

  150. JC

    Thorburn is on leave right now.
    In the middle of a 3 month holiday.

    You’re kidding. It’s like baldie convention. Get a load of these two.

  151. pete m

    The issue with multi pass play or laterals is the ball has to leave the QB’s hands and go to someone else, who then has to throw the tricky pass. Rarely do they throw it back to the QB.

    Throwing the ball to precisely where you want the catcher, in between/over/before defence is extremely technical. It is why QBs are always the highest paid player on the team.

    What I think could improve is when they punt, if the punting team catches the ball they get to keep it.

    The bruises these guys get from trying to tackle a player wearing a helmet is ridiculous. The NE touchdown today saw the rush player crash head first over the goal line and you see a defender tackling him with his arm and get smashed by the helmet. Amazed if nothing broke.

    The part most people seeing it for first few times don’t appreciate is the complexity of the options able to be run by both teams each play. The skills of NE defence for most of the game were beyond crazy good in shutting down Goff. Even Brady had to use runners and quick passes a lot more due to defensive pressure.

    Despite the rugged game was great watching the 2 battering rams going at it.

    That catch by the Gronk the play prior to the TD was exceptional. The play of the game. He was running unsighted to the ball, turned, hands out and caught it with like 0.5 seconds reaction time from first sighting ball to grasping it.

  152. feelthebern

    Fun fact.
    As of July 1st 2019, approx. 95% of life policies written in Australia will be Swiss, German, Japanese or Bermuda owned.
    If you reckon the Australian issuers didn’t give a shot about the punters, just wait til you have a claim in on a Kraut company.
    Yep, this Royal Commission really helped the Australian punter.

  153. Armadillo

    I’m going to borrow $300,000 for a piece of machinery in the next week or two. It’ll be interesting to see if anything has changed. The fees for a trust or company entity are an absolute take.

    You might need to explain, Gez. What fees?

  154. mh

    Two men feared to have washed away in floodwater

    Townsville Police District Duty Officer Ian Wilkie confirmed two men had been reported as missing from the vicinity of Dan Murphy’s on Ross River Rd, Aitkenvale.

    It is understood searches on Monday have yielded no results.

    “There is a possibility that they have entered flowing water near the Dan Murphy’s,” Sen-Sgt Wilkie said…

    https://www.townsvillebulletin.com.au/news/crime-court/looters-strike-vulnerable-flood-hit-businesses-and-home/news-story/f521517bf02e13ac71ec5f128b30666a

  155. candy

    She did not tell teacher. Did not tell me when I picked her up from school, spent afternoon writing with broken arm. Only found out because she could not undo seatbelt on return from school.

    Was she doing something she was not supposed to when she fell? Unusual for a small child to hide pain. Or any kid.

  156. Bushkid

    Use Ace. The same stuff we give rams. Cheap.

    Yeah, I know some of the blokes use it Gez, but I’ve never had a horse bad enough to need it. This mare on the weekend just took me by surprise, she’s not normally cranky. Difficulties usually arise from other issues, like pain that makes it difficult for them to yield the leg to you, or to stand on the supporting leg/hoof while you trim. You get a good feel for where the problem is just by the way the leg feels in your hand, but some just let fly if an injury/pain is fresh and sharp. Ah well, time will heal the grating ribs, and I guess I’ll be like so many others, wary of chestnut mares!

  157. feelthebern

    pete m, the passing window of a QB is similar to what a baseball pitcher has.
    Except the baseball pitcher isn’t running & doesn’t have a couple of 120kilo guys chasing him.

  158. hzhousewife

    You can’t tell me there were no leaks from there.

    Leak what? Were the conclusions not pretty clear cut. The credit squeeze is already apparent.
    Why did Hayne not want to shake Frydenburg’s hand, I missed that bit, too much Superbowl!

    Arky, I always make a point of congratulating any kid with a limb in plaster, tell them they must be an adventurous and brave type of person, and dare them to do it again ! I didn’t break a bone until I tried ice-skating at 25, but my three siblings all did as kids. Rite of passage stuff!

  159. feelthebern

    Cats, I have a confession to make.
    Today, I became a constituent in the seat of Wentworth.

  160. Leigh Lowe

    One of the biggest flaws in the deregulated banking system was within AMP, and it was initially touted as their great competitive edge … that is, their “distribution network”.
    So we created a bank out of a mutual provident society centred on life insurance and turned an army of insurance salesmen into “financial planners” and “mortgage brokers” at the stroke of a pen.
    Some of them are still going around.
    Guys with a heavy sales orientation and fuck all financial skills are now selling mortgages and recommending superannuation products.
    What could possibly go wrong?

  161. Nick

    Good, Bern, you can be our sane correspondent

  162. Arma.
    Good question.
    We’re told it’s the extra compliance and paperwork involved in registering a loan for business/trust that has directors. I think that’s how it works. It’s a lot bigger fee than if you’re an individual or just a simple partnership. Others will know the system better than me. I just pay.

  163. feelthebern

    Leigh, here’s something that no-one’s reporting.
    One of the recommendations is on an annual basis, clients of a financial service provider has to sign off on fees.
    Then way back in the report it says that industry super funds have to have the same fee regime as non-industry super.
    That is, industry super punters have to sign of on the industry super fund fee.
    Every single year.
    Zero coverage so far.
    If actioned, how many of the default super punters in industry super funds will sign off on that?

  164. feelthebern

    Another thing RC recommends is getting rid of negative consent.
    That is, punters have to agree to shit.
    You can’t be emailed or mailed saying if you do not get back to us blah blah blach.

  165. feelthebern

    Possibly the worst half time show ever.
    Will be hard to beat Lady Gaga’s from the year the Patriots beat the Falcons in overtime.

  166. vlad

    Why did Hayne not want to shake Frydenburg’s hand, I missed that bit, too much Superbowl!

    Fake news. Too much Superbowl? No, not too much Superbowl; more like not enough hyperbowl.

    A journalist called out to the two of them, “Can we get a handshake or something between” and Hayne J said “Nope.” Frydenberg’s hands remained clasped throughout without a flicker.

    And the MSM – including “our” ABC – beat this up into Hayne refusing to shake Frydenberg’s hand. News doesn’t get faker than this. See for yourself. Roll the tape:

    https://twitter.com/politicsabc/status/1091187054757634048

  167. Cassie of Sydney

    “feelthebern
    #2925446, posted on February 4, 2019 at 9:34 pm
    Cats, I have a confession to make.
    Today, I became a constituent in the seat of Wentworth.”

    I live in Wentworth…welcome. It’s an electorate full of hypocrites.

  168. Ƶĩppʯ (ȊꞪꞨV)

    Cats, I have a confession to make.
    Today, I became a constituent in the seat of Wentworth.

    recite three hail malcolms and come see again tomorrow

  169. vlad

    Cats, I have a confession to make.
    Today, I became a constituent in the seat of Wentworth.

    My child, that is not a sin. It is merely an occasion of sin. See that you do not give into temptation.

  170. feelthebern

    I can’t wait for Ms Phelps to drop off my welcome to Wentworth fruit basket.

  171. Leigh Lowe

    Bern … that is interesting.
    The difference I see is in practice.
    An individual mortgage broker working out of his lounge room is going to cop a lot of market pressure trying to charge $10k to arrange a mortgage.
    But imagine a construction guy saying he wasn’t going to sign his C-Bus annual fee statement.

  172. JC

    I just thought of something. The liars will find a way to lend money directly to the punters on the basis that credit is choked . That could fuck the banks and it’s a huge risk.
    The leftie at club troppo has been advocating that the RBA gets set up to make loans directly to punters as a way of bypassing the banks. Nothing stupid gets passed on the left these days.

  173. hzhousewife

    Thanks vlad.

    Ripper Superbowl but of course the more exciting game was against the Chiefs two weeks ago, and the Pats only just snuk that one in, I expected them to win today but the low scoring game was a bit worrying. This household has followed NE since 1981 ish, plenty of lean years but it’s been a great ride lately ! We love the game.

  174. feelthebern

    This is why Bowen said they’d be supporting of most (not all) recommendations.
    There are some recommendations that slow the union gravy train.

  175. Bruce in WA

    Only a rumour so far, but from a pretty well-informed source:

    If you live in Victoriastan, and have a firearms licence, you should be prepared to hand over your social media ID the next time a renewal comes up. This already happens in parts of USA.

    May not happen … but fuck-all would surprise me!

    (Leak is from a lawyer who is writing the legislation …)

  176. vlad

    Someone further up the thread said today was d-day for someone who couldn’t be named.

    I can’t find anything about you-know-who on the interwebs tonight.

  177. feelthebern

    But imagine a construction guy saying he wasn’t going to sign his C-Bus annual fee statement.

    The average industry super account balance is around 330k.
    There’s a cost with the fee agreement.
    No matter what, it’s an additional cost in what’s a volume game.
    Less $$ to spend on elections.

  178. Cassie of Sydney

    “feelthebern
    #2925478, posted on February 4, 2019 at 9:51 pm
    I can’t wait for Ms Phelps to drop off my welcome to Wentworth fruit basket.”

    I had a confrontation with the lesbian cockroach during the by-election campaign. She is a fake and a hypocrite. I am hoping that the GetUp momentum that got her elected won’t be replicated come May….as GetUp will be focused elsewhere. We’ll see. Phelps is a putrid disgrace but she is the result of the Liberal party’s never ending stupidity, beginning in September 2015 when they replaced Abbott with the smug Turd and ending with her marginal win in October because the Turd spat the dummy and then refused to campaign or assist Dave Sharma.

  179. vlad

    If you live in Victoriastan, and have a firearms licence, you should be prepared to hand over your social media ID the next time a renewal comes up. This already happens in parts of USA.

    Be prepared to be asked for it, perhaps. To hand over untraceable personal data is another matter.

    The ALPers have this notion that legislation = compliance. It doesn’t. They can set the speed limit to 12 km/hr or ban u-turns – whatever. People ignore it. And they’ll ignore this too.

  180. feelthebern

    Got bugger all coverage but an industry super fund bought a 7 figure violin as an investment recently.
    Seriously, wtf are they thinking?
    What’s next, stamps?

  181. cohenite

    A journalist called out to the two of them, “Can we get a handshake or something between” and Hayne J said “Nope.” Frydenberg’s hands remained clasped throughout without a flicker.

    That

    nope

    was the equivalent of a Judicial fuck off.

  182. Armadillo

    Arky, you were upset/complaining about seeing comments about yourself on the previous thread.

    Here’s a tip. How about you stop writing comments about yourself, you fucking show pony. And stop posting videos of yourself. Ones that you want people to pay for, despite proclaiming some bullshit about some crap or something.

    Seriously, Mrs Kelly wouldn’t let you play with Ned.

    You are dead to me.

  183. vlad

    Lysander
    #2924968, posted on February 4, 2019 at 12:50 pm
    meant to be d-day today for a name I cannot mention here.

    That’s verbatim, JC. See page one of this thread. I have my own guess as to the biggest name you can’t mention here. I can’t say much more.

  184. vlad

    Someone who was convicted of something and is expected to appeal.

  185. Top Ender

    Angry Northern Land councillors are calling on the Federal Indigenous Affairs Minister Nigel Scullion to intervene in what they say are governance problems in the troubled organisation.

    Allegations have been raised that the leadership instability has been fuelled by an ongoing dispute over rent for NLC offices

    Staff disquiet has boiled over regarding the sudden leadership changes

    Some are astounded that a third chief executive within four months has been appointed to head the powerful land council.

    On Friday the council’s executive dismissed the acting chief executive Rick Fletcher and appointed former Labor Minister Jack Ah Kit as the body’s interim head.

    The ABC understands that council staff would not let Mr Ah Kit into their Darwin headquarters on Friday afternoon because they had not been notified about his appointment.

    Link

  186. Armadillo

    We’re told it’s the extra compliance and paperwork involved in registering a loan for business/trust that has directors. I think that’s how it works. It’s a lot bigger fee than if you’re an individual

    Is it for an asset finance? For example, a header or something?

  187. cohenite

    If you live in Victoriastan, and have a firearms licence, you should be prepared to hand over your social media ID the next time a renewal comes up. This already happens in parts of USA.

    You mean the blogging avatar?

  188. Bruce of Newcastle

    Today, I became a constituent in the seat of Wentworth.

    You’re likely to drown in more wetness than Townsville.

  189. Arky

    Well, aparently I have handled this badly.
    I like Arma, so, I hesistate to tell him to go fuck himself.
    Eh.
    It will sort itself out.

  190. Mr Ah Kit

    Tell me his first name is not Fah

  191. zyconoclast

    How easy was it to buy a gun in Victoria 40 years ago? What would happen if you walked down the street with one? Let’s travel back to 1977 and find out.
    Excellent 5:21 video

  192. zyconoclast

    The demographics and accents of the above video are a shock.

  193. JC

    Ladies please. It’s not that sort of blog .

  194. Armadillo

    The leftie at club troppo has been advocating that the RBA gets set up to make loans directly to punters as a way of bypassing the banks. Nothing stupid gets passed on the left these days.

    Super Funds need to lend money. We must look after the wukkers.

  195. Bruce in WA

    And they’ll ignore this too.

    Penalty is immediate revocation of licence … no compensation for loss of firearms. Up to you.

  196. feelthebern

    Most boring super bowl over.

  197. Bruce in WA

    You mean the blogging avatar?

    No idea; apparently any sites you are a member of …

  198. Armadillo

    I like Arma, so, I hesistate to tell him to go fuck himself.

    It’s like water off a poisoned ducks back.

  199. John Constantine

    If you have your super balance with an industry super fund, why not your credit card account and house loan and car loan?.

    Who needs banks?.

    How much better can business be than having the State concession to tax peoples wages before they are paid, then lend peoples own money back to them at a guaranteed margin.

    Default and they garnishee your super.

    Comrades.

  200. cohenite

    How easy was it to buy a gun in Victoria 40 years ago? What would happen if you walked down the street with one? Let’s travel back to 1977 and find out.
    Excellent 5:21 video

    Has the abc ever not been as dumb as a bag of rocks. I’d say the video was from the 1970’s. In NSW I can remember buying ammunition from K-Mart. My mate who worked as country town teacher in the 70’s and 80’s used to have make the kids leave their .22s outside the classroom.

    I don’t see how firearms could make you disclose an avatar you use for anonymous blogging.

  201. Old Lefty

    On Roundup, I have no ideological objections. But for ordinary weeds in a suburban back yard and for grass growing between pavers etc, vinegar is as good and is a lot cheaper. Save the Roundup for tougher stuff like privet.

  202. How easy was it to buy a gun in Victoria 40 years ago?

    How we’ve regressed. You could also buy fireworks and burn off trash in your backyard. A wonderful time to be alive.

  203. Arky

    I thought I was dead to you.

  204. cohenite

    You mean the blogging avatar?

    No idea; apparently any sites you are a member of …

    Mmmm. Facebook. So, the question would be are you a member of Facebook and then they do a search of Facebook. Look, anything is possible in this cuck country especially when it comes to citizens being able to defend themselves, sorry, own a weapon for target shooting or vermin control.

  205. zyconoclast

    Immigrant rights attorneys and journalists denied entry into Mexico

    Two U.S. immigrant rights attorneys and two journalists who have worked closely with members of a migrant caravan in Tijuana said they had been denied entry into Mexico in recent days after their passports were flagged with alerts by an unknown government.

  206. vlad

    I found a Myers catalogue from the seventies while tidying up a year ago. I can’t remember the price, sorry, but you could buy a .22 rifle there with no record kept of who you were. (I know that from other sources.) That was freedom.

  207. Top Ender

    I bought my first rifle in Tassie in 1976 from memory, from a gunshop in Liverpool St. Bought a gun case for it too, and took it home on the bus. Along with 50 rounds of ammo.

  208. Armadillo

    How much better can business be than having the State concession to tax peoples wages before they are paid, then lend peoples own money back to them at a guaranteed margin.

    Well spotted, John.

    Teachers Credit Union. Police Credit Union. Everyone’s Credit Union?

    As a broker, we used to pull heaps of clients away from these dolts. Some were for interest rates, but the majority were because the clients wanted to borrow for entrepreneurial reasons.

    The credit union said no.

    Without “risk takers”, you don’t have an economy.

  209. John Constantine

    Their yarragrad paramilitary death squads can already enter your house unannounced and unwarranted to search for physical breaches of the conditions of your firearms licence.

    How long before they have the right to search your electronic devices for evidence of Thoughtcrimes?.

    The chicoms are developing worlds best artificial intelligence software for eternal spying on the proles, for sale to Tyrannies worldwide.

    The internet service providers of firearms owners being required to monitor hate speech site use cannot be far off.

    No privacy software use allowed by gun owners would make our elites feel as safe as bollards.

    Australias paramilitary death squads and secret police Stasi were set up under the pretense of protecting the proles from imported fanatics, but we know the real reason for our elites funding the crushing power of the State is to protect our elites.

    Look where they put all the bollards first.

    Comrades.

  210. zyconoclast

    Why parents are giving their kids ‘unique’ baby names

    Why parents are choosing ‘masculine’ names for their baby girls

    “If you go back two generations, parents were probably not worrying about whether a name would reduce their daughter’s chance of being a CEO of a Fortune 500 company because that wasn’t an option on the table,” he says.

  211. Elizabeth (Lizzie) Beare

    Cats, I have a confession to make.
    Today, I became a constituent in the seat of Wentworth.

    Welcome, Bern. One more vote against Dr. Phelps and her climate hypochondriacs.
    Cassie is our Field Marshall and I am but a humble Catallaxy hostess doing my best.
    Itsa nice-a place ta live. Sadly shared with Turnbull, Turnbullites, and media star Greenies.
    Read the Wentworth Courier and weep. The Real Estate Section is fun though.

  212. Arky, could you get my email from The Doomlord and write me please?

  213. Armadillo

    Arky, could you get my email from The Doomlord and write me please?

    I have a gut feeling that this won’t end well.

  214. Zulu Kilo Two Alpha

    Why parents are giving their kids ‘unique’ baby names

    I’m remembering the two swampies, up in the Western Australian Wheatbelt, a few years ago, who emerged from their drug induced stupor, long enough to beget a baby girl. They wanted to call her “Chondrilla.” – it was a word they had heard, and they thought it a fitting name for their daughter – no – one else would have a name like that.

    It was explained to them that “Chondrilla Juncea” was the botanical name for “skeleton weed.” It’s an invasive weed, difficult and expensive to control, very labor intensive to control, and reduces the crop yield by up to forty percent or so.

  215. Arky

    Can you go back to me being dead to you?
    That wasn’t as bad as I initially feared.

  216. Mark from Melbourne

    Thaanks, Mole

  217. Leigh Lowe

    I found a Myers catalogue from the seventies while tidying up a year ago.

    Was Jennifer Hawkins in it?

  218. Feelthebern:

    Then way back in the report it says that industry super funds have to have the same fee regime as non-industry super.
    That is, industry super punters have to sign of on the industry super fund fee.
    Every single year.
    Zero coverage so far.

    This looks like the union funds are getting a skim off the non union funds. Would that be right?

  219. Armadillo

    Forget the Homeloans finance brokers.

    How are punters going to buy a car once the RBC recommendations are implemented?

    Can you imagine the restrictions that they are going to be put on those blokes? It’s not only the finance, but the insurance as well. That’s their livelihoods.

    Car yards employ a lot of staff for exactly that reason. It’s not the car, it’s the F & I. People will lose their jobs.

    Once you restrict credit via copious amounts of regulation, it’s going to be a disaster.

  220. feelthebern

    Bowen has no where to run on this.
    He said before the RC report that they’d adopt 100% of the recommendations.
    Now he’s saying most.
    His industry super fund masters have told him the details that stop them trousering the dosh.
    Or at least reduces it or makes it harder.

  221. Armadillo

    Can you go back to me being dead to you?
    That wasn’t as bad as I initially feared.

    Stop being a sook. You’re getting all emotional because your kid fell over or something.

  222. cohenite

    Rules? The Left Grants Itself Immunity

    Roger Franklin Quadrant Online 4th February 2019

    Undocumented would-be immigrant Behrouz Boochani was last week awarded a $125,000 literary prize for which he is manifestly ineligible, being neither Australian nor resident in Australia. Five judges who vehemently disagree with offshore detention arbitrarily chucked that condition out a Wheeler Centre window

    Rules, what good are they when the Left is inconvenienced and the progress of its agenda impeded?

    That’s a question taxpayers and four spurned authors should be asking after judges charged with deciding the winner of the Victorian Premier’s Literary Award for non-fiction decided a pet cause trumped the contest’s rules. Many will have read how Manus detainee Behrouz Boochani (left) was awarded the richest prize for writers in the country, a very tidy $100,000, plus a second award of $25,000.

    Rule Seven puts it simply, as the best writing should:

    7. Authors must be Australian citizens or permanent residents of Australia.

    Mr Boochani is neither.

    A thwarted illegal immigrant from Iran, he is a long-term resident of Manus Island, whence his epistles to The Guardian and other outlets have built up quite the cult following among Australia’s open-borders crowd. In this regard he landed on his feet because the five judges, appointed by The Wheeler Centre which administers the awards, are all huge and persistent advocates for leaky boats and those who sail in them.

    The judges were:

  223. Old School Conservative

    Top Ender
    #2925574, posted on February 4, 2019 at 10:36 pm
    I bought my first rifle in Tassie in 1976 from memory, from a gunshop in Liverpool St. Bought a gun case for it too, and took it home on the bus. Along with 50 rounds of ammo.

    That was just after the era of school cadets going to and from school on public transport with their .303s.

  224. zyconoclast

    Rule Seven puts it simply, as the best writing should:
    7. Authors must be Australian citizens or permanent residents of Australia.
    Mr Boochani is neither.

    Anarcho-tyranny

  225. zyconoclast

    That was just after the era of school cadets going to and from school on public transport with their .303s.

    School cadets still exist (a good thing) as well as various ADF cadets.
    Minus the 303s.

  226. Zulu Kilo Two Alpha

    I bought my first rifle in Tassie in 1976 from memory, from a gunshop in Liverpool St. Bought a gun case for it too, and took it home on the bus. Along with 50 rounds of ammo.

    Brought a .303 rifle from a gun shop in Sydney, in the late 1970’s. Bought a gun case, ammunition, and took it home on the train. Some Western suburb bogans were trying to start a fight with some of the short haired ouens from a certain military base. “Sit down, shut up, and behave.”

  227. Armadillo

    What are the odds?

    This should be simple stuff in a credit market. The banker has the “form guide” (the borrowers application form). The banker has their credit history, their bank statements, their employment history, their residential history. They can even check your “social history” via Facebook. They have your tax returns, your payslips, and your rates notice.

    They have your property as security. Your home, your business, your stock, your water licence, your car.

    Surely the fuckers could price it accordingly? Like “pat you on the head” and give you a 4% rate amd charge the dickhead on P-Plates churning up the carpark 15%? Nope, advertised price.

    Meanwhile, I’m offering prices on a horse race. I don’t own their horse. I haven’t got their house as security. I’ve just got the “form guide”, my pencil, my tickets, my board, my bag, and my wits.

    Darren Weir has a fucking taser, cocaine and money. Lots of it.

    Hardly seems fair.

  228. Armadillo

    You must have “risk” in life.

  229. Armadillo

    The younger you learn failure, the better.

    Tell your kids when they “fuck up”. It’s dishonest not to.

  230. Rossini

    Thanks for the information re the federal government debt am yesterday.
    Wonder what it will be after the end of the first term of the Shorten government!

  231. Zulu Kilo Two Alpha

    Wonder what it will be after the end of the first term of the Shorten government!

    About the same level as Venezuela?

  232. Armadillo

    Government debt is OUR debt.

    Don’t think for a minute that any politician has the slightest intention of paying it back.

  233. jupes

    Currently staying at the little Italian town of Polignano a Mare.

    A small tourist town for Italians, there are no big hotels here so we are staying at a B&B. Our apartment is in the old town and appears to have been constructed over several centuries or even a millenium or two. The upstairs is modern – good kitchen and bathroom, television, wifi, but with inadequate heating. The floor is stone as is the barrel vault ceiling downstairs. Walls are painted and probably rendered stone. The stairs themselves are what you would expect in a medieval castle – uneven stone of various heights and width. I have to duck my head to pass through the entrance to the kitchen.

    The breakfast was in another small apartment and was the highlight of our trip so far. We were the only two guests there, so they set us down in a beautifully decorated ancient room, with the cook in the kitchen next door. Unlimited food cooked to order finished with coffee and cake. Superb.

    There are some spectacular views around town but unfortunately the extreme drizzling event from Rome has followed us here so we are taking refuge in the apartment at the minute.

  234. JC

    Are the Springer-Jones’s in splitsville?

    ABC has appointed long-serving Four Corners reporter and presenter Sarah Ferguson as its new bureau chief in China, as the public broadcaster plans to ramp-up its international news coverage.

    Ferguson will join ABC’s China correspondent Bill Birtles in Beijing later this year after wrapping up a three-part documentary series for ABC TV.

    “Now more than ever Australians need quality, in-depth coverage of China through Australian eyes,” ABC news director Gaven Morris said in a statement.

    “Delivering that for our audiences will be a key element of the ABC’s international news gathering in 2019, as well as an enhanced focus on the Asia-Pacific.”

    Okay, but what’s happening with Tones?

    Ferguson’s husband, Tony Jones, will continue to host ABC’s Q&A program.

    “It’s business as usual for Q&A, there are no changes to the program’s plans for 2019,” she said.

  235. Notafan

    Thanks Jupes

    Home five minutes and you are making me want to go back again.

    One of the great pleasures of Airbnb accommodation is the glimpses into history.

    We stayed in an atelier in Paris, on a cobbled street behind massive doors, it was a stone’s throw from La Bastille and quieter than the country..

    There are lots of private roads in Paris, was good to be able to finally access one.

    One of the ateliers had an ancient Virgin of the milk statue in front, she was badly broken and appeared to have been cemented together again.

    Can never get enough Europe..

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